Kategoriarkiv: B2B

cash and securities management

Discover the Best Advantages of Employing Cash and Securities Management

One of the key factors of financial growth in cash and securities management is the way cash and other financial assets are placed in good opportunities. Securities managers would need to base their investment decisions on reliable forecasts to make sure that every lending and reposition activity with regards to their securities are geared towards generating positive yield for their clients. End your misery on gambling your securities on opportunities that do not truly reflect the best position in the market. Cash and securities management can be improved by integrating effective solutions into the system which will trigger positive changes in your business undertakings.

Cash and securities management can be supported by a multifunctional IT support system that will enable cash and securities managers to get a comprehensive overview of account balances in banks and other financial institutions. Expected movements in cash and other liquid assets can also be traced and predicted regardless of the time frame that you wish to be analyzed for your investment strategies. There are more than just account monitoring and forecast that a good IT support system can provide for a better cash and securities management. With proper information and timing, you can easily control the earnings or costs of your liquid assets by sweeping balances between two or more accounts. For instance, if you have bank overdrafts in one specific account, you can easily facilitate a fund transfer from your other stable account to minimize bank charges and other related transaction costs. The same principle on cash and securities management also works the other way around, that is, you can transfer funding from your sub accounts to the other one which promises higher interest rates in order to improve your growth potential.

There is no other way to put efficiency at the foundation of your business processes than by having your cash and securities management system automated. With automation, you can easily eliminate all the non-value adding activities and minimize operational costs by replacing traditional, labor intensive manual processes with technologically advanced processing system to reduce time save resources. By eliminating time constraints associated with your liquid assets, you can now become quicker to respond with new investment opportunities made available in the market. Proper timing with regards your financial assets is key to a successful cash and securities management strategies and that is one of the key features that you can get from an automated system.

pension fund management system

Pension Fund Management System for Your Convenience

With pension funds, you definitely have an advantage already that many people may not have.  For one, you have the availability of funds which you can use for different purposes.  However, have ever noticed that having more than enough money could sometimes be just as problematic as not having it?  This because there lies the challenge of managing well the money that you have and to make sure that this last or that this is spent with wisdom.  This is the reason why you may have to consider getting yourself a pension fund management system.  With this system, you should be able to manage your funds well.

It actually depends on the kind of pension fund management system that you possess.  If your system is not very advanced, it may lack certain features that are very important.  It is necessary for you to find out if the pension fund management system that you have can also serve as a portfolio analysis tool.  You could use your pension funds to invest in businesses.  With this kind of tool, you would be able to analyze the condition of a business and come up with decisions that could further boost your chances of gaining more profits.  Such a tool would surely make you less dependent on the advice of human analysts who may just instead make your expenses bigger.

Before you take steps in trading, it is very important that you make checks first.  The said procedures are necessary because these are the only way that you would be able to determine risks as well as opportunities.  Your pension fund management system could help a lot in this regard.  It could implement the pre-trade measures to find out if the requirements are complied with.  It could also conduct post-trade checks, which is a process that evaluates the outcome of the trade.  It is quite obvious that a pension fund management system would be a great help to you, especially if you do not have any extensive training in business.

A good businessman is expected to be acute in his methods, not leaving anything to chance if possible.  With a pension fund management system, you could run your business better.  Of course, the business that is implied here should be related to the pension funds that you own.  The system is usually in the form of a computer program that you could use with great convenience.  You do not have to be an expert in the field of business to manage your pension.  You do not also need to be a computer wizard to make use of the pension fund management system.

Since it is quite obvious how the pension fund management system would help you.  There is no reason why you should not get one.  Acquiring it is actually even easier.  You just have to search the internet and you would be amazed at the number of options that you would encounter.  Of course, you need to pick the best pension fund management system that would satisfy your needs.

pension funds

Create a Pension Plan Pension Fund Management Software

Microsoft Money is a personal finance and pension fund management software that was discontinued by its manufacturer in 2009 because “personal financial-management software has changed considerably in the 17 years since Money was first established.” But many Window users still have an operational version of this pension fund management software and can rack pension plans with it.

  1. Launch the pension fund management software on your computer and then enter your name/email and password. If you want to work offline, check the “Work Offline” box under the sign-in boxes.
  2. Find the “Account List” icon. At the top of the Home screen of the pension fund management software, there are icons to the right of the browser navigation buttons: the “Account List” button is the fifth icon. You may also select “Account List” on the left pane under “Microsoft Money.” Click on either the icon button at the top or the left pane link to enter the “Account List”.
  3. Under “Common Tasks” in the left pane, select the first link titled “Add a new account.” The next screen will ask you to choose the account type. It gives you 4 options: “Banking,” “Credit card,” “Investment” and “Other account type.” Select the “Investment” option, then click “Next.”
  4. The pension fund management software will not prompt you to choose the account type again. Click on the third options labeled “Retirement.” Click on “Next” and choose a name for your pension plan, or leave the default name of “Retirement.” Choose the currency and click “Next.”
  5. Follow the instructions of the pension fund management software. It will ask you to choose an account type ranging from 401k to 403b to IRA. Choose the appropriate amount type and click “Next.” The pension fund management software will create your pension plan. Go back to the “Account List” on the Home page and start entering your monetary information.
investment accounting software

All About Alternative Investment Accounting Software

Companies with excess cash usually have the option between different investment accounting software options for their money. These companies evaluate various investments based on the length of time they wish to hold an investment and their desired rate of return. Business account for investments differently depending on the type of investments they choose. Below are some of the different type of procedures investment accounting software use.

Trading Securities

The investing company records the purchase of trading securities by debiting trading securities and crediting cash for the amount spent to purchase the securities in their investment accounting software. The investing company records in the investment accounting software the sale of the available-for-sale securities by debiting cash for the amount received, crediting available-for-sale securities for the balance in the investment and adjusting the gain/loss on sale of securities for the difference.

Available-for-Sale Securities

The investing company records the purchase of available-for-sale securities by debiting available-for-sale securities ad crediting cash for the amount paid in the investment accounting software. The investing company records the change in value of the securities in the investment accounting software by adjusting an unrealized gain/loss account, and the available-for-sale securities amount by the change in value. The investing company records dividends or interest received by debiting cash and crediting interest or dividend income for the amount received. The investing company records the sale of the available-for-sale securities by debiting cash for the amount received, crediting available-for-sale securities for the balance in the investment and adjusting the gain/loss on sale of securities account for the difference.

Held-to-Maturity Securities

The investing company records in the investment accounting software the purchase of held-to-maturity securities by debiting investment in bonds and crediting cash for the amount paid. Once the investing company receives an interest payment. It debits cash and credits interest income for the amount of money received. Once the investing company receives the full payment of the bond at maturity, it debits cash and credit investment in bonds for the cash received.

financial risk management

Facing the Risks with Financial Risk Management and its Outcome

As the risk domain continues to increase, risk management executives in financial services play a more visible and significant role within organizations. Financial Services Risk Management can help you loosen up the numerous challenges of risk management; regulatory advisory services to the banking and capital markets, insurance, asset management, energy and corporate treasury sectors.

You need to be proactive in any ways. You need to understand how organizational process and technological aspects can properly combine to enhance risk management and to help get the result you want.

Financial Services Risk Management experts provides broad lifecycle advisory services, from creating a strategy down to the process of implementation and is often delivered by global, multi-disciplinary risk service teams. With practical guidance and a truly integrated service approach, you can make a difference – achieve your business techniques by developing risk management practices and improving business performance. Not only that, with continuous implementation, you can minimize those risks and negativities and be able to welcome the very fruit of your labor.

However, to be able to achieve it, the management must be staffed by experienced risk management expert on the industry; especially as a quantitative analyst, risk technology architects, control professionals and former regulators.

The approach to risk management and compliance strategies can help you improve and your risk and regulatory framework. Improving the integration of financial services risk management practices within the circulation can increase your revenue and manage your risk to maximize shareholder value.

The Areas of Focus of Financial Services Risk Management

-Credit risk is for the borrower. In default, it refers to any type of debt failing to make payments which it is obligated to do.

– Economic capital is the amount of risk capital and is assessed on a realistic basis. It requires covering the risks that it is running or collecting as a going concern, such as market risk, credit risk, and operational risk.

-Enterprise risk management and governance

-Liquidity risk

-Market risk and quantitative advisory service

-Operational risk can be the critical; it would require your efficiency on managing and organizing every single data on file.

-Regulatory compliance

Fund Accounting Software

What are the Benefits of a Derivatives Processing Solution?

With a derivatives processing solution, you can easily optimize your derivatives processing processes. It allows you to manage the whole trade cycle of your OTC and exchange traded derivatives. Below are some of the most significant benefits of such a solution.

Adapt to market infrastructure changes. With an integrated and flexible derivatives processing solution, you are able to better adapt to changing business and market needs. All of the processing will be handled in a single solution to reduce complexity. A wide range of commonly used OTC instruments might be covered, but you can add many more by using a separate hybrid modeling kit to make the derivatives processing job easier.

Easily report and reconcile contracts. A derivatives processing solution uses one database for all of the processing from front to back. Because everyone can access this single source of truth, you can reduce errors and operational risk. With this all-in-one solution, it would be easy to report and reconcile OTC contracts (whether cleared and non-cleared) with the trade repository. Also, via an FpML-based interface, you can easily integrate the solution with third parties like MarkitSERV for the confirmation and affirmation of trades.

Control the collateral process and reduce risk. A derivatives processing solution supports ETD and both centrally cleared and non-cleared OTC derivatives. You can actively monitor and manage collaterals and have a margining process at your command for cleared trades. You will have a clear overview of received and delivered collateral, a real time overview over positions available as collateral, and a streamlined process in the administration. This gives you the ability to mitigate the counterparty risk of OTC derivatives contracts, and you further reduce the risk by calculating variation margins based on theoretical or imported prices.

Grow the business with a robust and scalable solution. The automated workflows and processing capabilities of a derivatives processing solution give you a scalable and robust solution. Because your organization can access the same truth from the real time database, you can make better investment decisions. The simplified processing and standardized workflows for all instruments save time, and the scalable derivatives processing solution will let you expand your operation capacity.








fund accounting

The Process of Fund Accounting

By definition, fund accounting is an accounting system focusing more on accountability rather than profitability. This is often used by non-profit organizations, governments and corporations for the purpose of providing accurate records and analysis of the flow of cash of the company. In this system, a fund is a self-balancing set of accounts, chosen for specific purposes in lieu with laws and regulations or special restrictions and limitations.


In this line, it is important to keep a record of all the monetary transactions to determine how the money was spent and relatively how the money is earned. The accounting records take the form of a collection of funds, each fund having a distinct purpose, ranging from operating expenses to funding the various activities of a particular organization.


The label, fund accounting, has also been applied to investment accounting, portfolio accounting or securities accounting – all relatively describing the process of accounting for a portfolio of investments such as securities, commodities and even real estate held in an investment fund such as a mutual fund or hedge fund.


The Track of Fund Accounting


Fund accounting keeps track of revenues and expenditures unlike financial accounting which tracks income and expenses. Fund accountants work with non- profit organizations and governmental agencies. These entities use general funds or special funds on this process. General funds are used to finance activities and expenditures; accounting, marketing, fundraising, rent, and/or utilities while special funds are used for specific activities or purposes; school and office activities, including taxes implemented.


Revenues and expenditures are tracked as if each fund were a separate entity, with its own accounting chart of accounts. Fund accounting is a mixture of both cash basis and accrual basis or modified accrual depending on the nature of the asset or expenditure. Fund accounting plays as the working chain of the company. It relatively holds the company’s portfolio and delivers a very critical role in providing accuracy and stability of a company. Establishing an effective way of accounting funds will create a sustainable and firm system that will be the key to continuous growth and development of the company as a whole.


cash and securities management

Five Tips for Effective Insurance Risk Management

Effective insurance risk management is seen as an essential element of delivering successful projects. With an  insurance risk management process and system, risks to the project can be identified early and minimized. Also, teams can seize opportunities as they occur. Use the five tips below to help deliver projects on time and on budget with the highest quality results.

  1. End the ‘walk on by’ culture and involve the whole project team. Insurance risk management should be part of your project embraced by all team members. Instead of teams looking blindly to the project manager and assuming he is managing all risk for the project, the whole team should be involved.
  2. Identify risks early, even in the bid-phase. Before the project even starts, the team should already work to identify risks in insurance risk management. Start by gathering all project members into workshops and brainstorm potential opportunities and risks, all the while consulting the project plan, online resources, outside experts and even old project plans.
  3. Communicate. To ensure that risks are continuously identified and appropriately communicated in your insurance risk management, add project risks and opportunity discussions as a standing topic to the regular meetings of the team. With open communication, project managers have better information to report to the project principal or sponsor.
  4. Analyze, prioritize, and reprioritize. Because risks are identified during an insurance risk management project, teams should know how to prioritize them. Risks should be measured by the impact they can have on the project goals, and start with those that can cause the biggest losses and gains, and those with the highest probability of occurrence.
  5. Plan and implement risk responses. After you have indentified, analyzed, and prioritized your insurance risk management, the risk response is the activity that adds value to your project. The right responses can prevent a risk from occurring or minimize its harmful effects. Responses should include risk avoidance, risk acceptance, risk transfer and risk minimization.

By implementing insurance risk management into a project early, and ensuring that risks are openly communicated throughout the project, teams can be more successful in delivering on time and on budget, by avoiding unexpected risks and sticking to the project timeline.

cash and securities management

5 Easy and Essential Ways for Cash and Securities Management

When times get tough, money get tight. And when money is more expensive and difficult to borrow, it is especially important for small businesses to take steps in ensuring that their cash flows keep flowing. Below are five ways for cash and securities management to help your business ride out the storm.

  1. Keep your weather eye open. One of the key factors in weathering any storm is to know what is coming and what direction it is moving. To ensure good cash and securities management, keep an eye out for your businesses and prepare cash flow projections for the following year.
  2. Review credit policies and histories of customers. Managing the credit of your customers is important in cash and securities management. Weed out unprofitable customers and those that cost more to maintain than they add to the bottom line. Remember that you do not have to extend to credit to anyone.
  3. Take action to speed up payment. For one, invoice promptly. Otherwise, you are telling your customers that you do not care how long it will take to get your money. Another cash and securities management tip is to take measures to encourage prompt payment, such as clearly stating due dates and sending overdue notices.
  4. See if supplier payments can be extended. One the other side of the cash and securities management coin, check on the credit terms that your suppliers allow. There are those that allow 30 days to pay but you can get them to extend it, so you can keep the money in the cash flow pipeline longer.
  5. Renegotiate contracts. Contactors, landlords and lenders are not impervious to changing economic conditions so trying to negotiate with them for cash and securities management would be worth a shot. A less expensive lease will let you free up more of your cash every month and get more cash flow.

Keep in mind that the outflow part of cash flow is never a problem, and money will always run out of your business easily. Keeping the money coming in on a regular and sustained basis in the tricky part of cash and securities management.

More information here.

portfolio management solution

Tips to Maximize Your Portfolio Management Solution

You can learn from your peers about you can further leverage your current portfolio management solution. By emulating the strategies of successful advisers, you can increase your chances of achieving the business benefits that you have targeted. Of course, one solution will not work for every process or practice, so it is important to first consider whether or not the use of certain functionality makes sense for your business. If  you are on the fence on using certain functions of your portfolio management solution, read on and get some help in your decision-making.

Use It to Rebalance

if you are looking for the portfolio management solution functionality that offers the most comprehensive opportunity to receive business benefits, consider using the portfolio management software for rebalancing.

Advisers will most likely report increased productivity, less worry on things not going as planned, have increased capacity to serve more clients, and provide better client service if they use the rebalancing functionality of their portfolio management solution.

Use It to Generate Investment Reports

Advisers are 25% more likely to report an increase in productivity if they use the portfolio management solution to generate investment reports for their clients. Leveraging the investment reporting feature is key for advisers to increase their capacity. Those using software for investment reporting are 40% more likely to report such capacity benefit, while those who use investment reporting with clients are 60% more likely to report this benefit.

If you are looking to improve client service, you might also want to consider using the investment reporting functionality of the clients. Those who do are 23% more likely to report better client service than those who do not use their portfolio management solution for this purpose.

Use It to Focus on the Important Benefit

If there is one benefit that is most important to you, focus on it and take steps to ensure its success. Advisers have a better chance of achieving a benefit if they are focused on the benefit as the most important potential benefit of the portfolio management solution.

Instead of treating this like a self-fulfilling prophecy, spend some time to really think of the benefits that you want to receive from the portfolio management solution and focus on taking action to increase your likelihood of success.